Recurv
INDUSTRIES · RETIREMENT VILLAGES & FRAIL CARE

The levy is predictable,
frail care isn't.

Recurv puts a retirement village's fixed monthly levy and variable frail-care fee on one mandate and collects both automatically, even when a family member pays instead of the resident. Most South African retirement villages currently collect the levy through the same process as any body corporate or HOA, then bill frail care separately as a resident's care needs change. With everything on one system, the village's finance team sees the full picture per resident every month.
R3,700 TO R7,500 TYPICAL MONTHLY LEVY AT UPMARKET VILLAGESFRAIL CARE IS THE MOST EXPENSIVE TIER OF RESIDENTIAL CAREGOVERNED BY THE RETIRED PERSONS HOUSING ACT OF 1988
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WHERE RETIREMENT VILLAGE BILLING BREAKS

One predictable levy, one unpredictable fee.

Five things that make monthly levy and frail-care billing harder than it should be for a retirement village.

The frail-care fee changes as a resident's needs change

A resident's frail-care or assisted-living fee scales with their changing care needs, so it cannot be billed the same way, on the same fixed line item, as the monthly levy.

RECURV ·

Recurv's variable-amount mandate covers the fixed levy and the variable frail-care fee on the same mandate. Update the frail-care amount as care needs change and Recurv collects the new amount on the next cycle.

The bill often goes to a family member, not the resident

A frail-care fee is frequently paid by a resident's family member rather than the resident, adding a layer of communication and billing complexity that a standard levy collection was never built for.

RECURV ·

Recurv onboards a family member's account onto the mandate the same way it onboards any payer, so the billing relationship follows who is actually paying.

A failed collection risks feeling aggressive at a difficult time

An automatic retry on a failed frail-care collection can land at exactly the wrong moment for a family already dealing with a health change, and that is a real relationship risk for the village.

RECURV ·

Recurv never automatically represents a failed collection. The village sees the bank-returned reason and decides, family by family, whether and when to follow up.

The levy still goes through the same manual batch process as any scheme

Loading the approved annual levy for the whole village into a bank portal, then chasing whatever failed, is the same manual monthly cycle every body corporate or HOA runs.

RECURV ·

Recurv runs the approved levy collection automatically across the whole village on the schedule the trustees set, with no manual batch loading.

Reconciliation happens resident by resident

Matching bank responses back to individual residents, and to whichever family member actually paid, by hand slows down the monthly close.

RECURV ·

Recurv reconciles every bank response automatically and syncs the result back to the village's existing financial system.

New resident and family sign-up still means paperwork

Onboarding a new resident, and the family member who may end up paying the frail-care fee, often still means paper or PDF mandate forms.

RECURV ·

Recurv onboards a new resident or paying family member with a legally binding digital mandate, no paperwork and no PDF chase.

WHAT RECURV DOES

Built for how retirement villages actually bill.

Five things that change the moment a retirement village moves to Recurv.

01

Variable-amount mandate

One mandate covers the fixed monthly levy and the variable frail-care or assisted-living fee, collected together on the same cycle.

02

Merchant-controlled retry

A failed collection never triggers an automatic retry. The village decides, family by family, whether and when to follow up.

03

Paperless digital mandates

A resident or paying family member signs a legally binding mandate online in minutes, with no paper form and no PDF chase.

04

Bank verification at sign-up

Every new resident's or family member's bank account is verified automatically at sign-up, catching errors before the first collection runs.

05

Automatic reconciliation

Bank responses are matched to resident records and synced back to the village's existing financial system automatically.

EVERY RESIDENT, ONE VIEW

Every levy, every frail care fee,
on one screen.

Recurv gives the finance team a single-pane view of every collection cycle's outcome across the whole village, with the bank-returned reason behind every failure.

Single-pane monthly view
Levy and frail-care collections across the whole village land in one place each month.
Failure reasons, not just failures
Every failed collection shows the bank-returned reason, so the finance team can choose a considered, not automatic, follow-up.
Trustee-ready reporting
Pull a clear collection summary for the trustee board without building the report by hand.
Recurv markRecurv
LIVE · ZAR
COLLECTED · MARCH 2026
R 2,412,608↑ 12.4%
1M3M12MYTD
ACTIVE PLANS
1,284
+38 wk
SUCCESS RATE
98.6%
+0.4 pt
AVG. CYCLE
28 days
unchanged
LIVE IN ONE COLLECTION CYCLE

Live in one
collection cycle.

STEP 01

Load your resident list

Bring across residents and, where relevant, the family member responsible for the frail-care fee.

STEP 02

Residents or family sign digitally

Each payer signs a digital mandate online, no paperwork and no PDF chase required.

STEP 03

Collections run automatically

The levy and any frail-care fee collect on the same mandate, on the schedule the trustees set.

STEP 04

Recon lands in your system

Bank responses reconcile automatically and sync back to your existing financial system.

READY TO SEE IT RUNNING ON

Ready to see it running on your village?

Book a free, no-obligation demo and bring whoever runs your monthly levy and frail-care billing. We will walk through your current process and show exactly how Recurv would run it.

RETIREMENT TEAM
+27 61 586 2591
Or WhatsApp +27 61 586 2591
QUESTIONS ADMINISTRATORS AND

Questions administrators and trustees ask.

Still deciding? Here's what comes up most.

The underlying mechanism is the same variable-amount mandate used for HOAs and estates, a fixed levy plus a fluctuating charge on one mandate. What's different here is the frail-care fee itself, which is need-based rather than usage-based, and is often paid by a family member rather than the resident.