Recurv
INDUSTRIES · HOAS & ESTATES

The levy is the easy part.
The utility charge is what eats your day.

Recurv bills a scheme's fixed monthly levy and its variable utility or usage charge on a single mandate. Most South African HOAs and body corporates currently bill these as two separate processes, and re-papering a mandate every time the variable amount moves is unworkable at scale. With Recurv, the managing agent or trustee bulk-imports the variable amount each month, and Recurv collects the right figure per owner automatically.
~8M SOUTH AFRICANS LIVE IN COMMUNITY SCHEMES11,529 NAMA-REGISTERED BODY CORPORATES1,451 REGISTERED HOAs
recurv_homeowners_association_estates
WHERE LEVY COLLECTION BREAKS

Fixed levy, variable charge. One mandate, not two.

Six places SA HOAs and body corporates lose time and money every cycle.

The levy and the utility charge don't fit one mandate

A fixed monthly levy is simple; a utility or usage charge that changes every cycle usually means re-papering a mandate or running a second collection process.

RECURV ·

Bill both on the same mandate: bulk-import the variable amount each month and it collects correctly per owner.

Special levies mean starting over

A painting project, security upgrade, or infrastructure repair means a new once-off levy that existing rails can't add cleanly to the mandate.

RECURV ·

Add a special levy to the same mandate without re-signing a single owner.

Defaulters surface too late for trustees to act

By the time arrears show up clearly, interest and hand-over decisions are already behind schedule.

RECURV ·

See failed collections as they happen, with the reason, so trustees can act while it's still manageable.

Reconciliation is a manual, error-prone monthly job

Bookkeepers match bank results to hundreds or thousands of owner accounts by hand before the trustee report can go out.

RECURV ·

Bank responses reconcile automatically against owner records, ready for the monthly pack.

Compliance pressure keeps rising

CSOS, STSMA, and POPIA all expect a clean, auditable collection trail, not a spreadsheet and an inbox.

RECURV ·

Every mandate and collection result is tracked in one auditable system.

Justifying the rail to trustees at AGM is its own project

A confusing or bank-like billing process is hard to explain to a board that just wants to know who paid.

RECURV ·

Trustees get a single-pane view they can understand in one meeting.

WHAT RECURV DOES

Built for how schemes actually bill.

Five things that change the moment a scheme moves to Recurv.

01

Variable-amount mandate

One mandate bills the fixed levy and a utility or usage charge that changes every cycle, with no re-papering required.

02

Paperless digital mandates

Owners sign up online in minutes instead of returning a paper debit-order form.

03

Bank verification at sign-up

Every new owner's account is verified automatically, reducing failed first collections.

04

Automatic reconciliation

Bank results match to owner records and sync to your existing system, with no manual line-by-line work needed.

05

Predictable monthly cost

A fixed monthly platform fee for the scheme, with no surprise per-transaction inflation.

TRUSTEE & AGENT DASHBOARD

Every levy, every utility charge,
one screen.

Every collection run shows fixed levies and variable utility charges in a single view, with each failure showing the bank's reason so trustees know exactly who to follow up with.

Single-pane monthly view
Levies and variable charges appear together in one collection run per scheme.
Failure reasons, not just failures
You see why a collection failed and can act before arrears compound.
Audit-ready trail
A collection record that holds up at AGM and under CSOS scrutiny.
Recurv markRecurv
LIVE · ZAR
COLLECTED · MARCH 2026
R 2,412,608↑ 12.4%
1M3M12MYTD
ACTIVE PLANS
1,284
+38 wk
SUCCESS RATE
98.6%
+0.4 pt
AVG. CYCLE
28 days
unchanged
FROM OWNER LIST TO COLLECTION

Live in one
collection cycle.

STEP 01

Load your owner list

Import current owner and levy records once, across one scheme or a whole portfolio.

STEP 02

Owners sign digitally

Each owner completes a digital mandate in minutes, with bank verification built in.

STEP 03

Collections run automatically

Fixed levies and variable utility charges collect on your schedule, and you simply bulk-import the variable amount each cycle.

STEP 04

Recon lands in your system

Results sync back to your existing system, ready for the trustee report.

TALK TO A PROPERTY SPECIALIST

Ready to see it running on your scheme?

Book a free 30 to 45 minute online demo. Bring your managing agent, portfolio manager, or trustee who owns the monthly collection cycle.

PROPERTY TEAM
+27 61 586 2591
Or WhatsApp +27 61 586 2591
LEVY COLLECTION · FAQ

Questions trustees and agents ask.

Still deciding? Here's what comes up most.

Recurv can bill a special levy without re-signing every owner: it runs on the same mandate as the regular levy and any variable utility charge.